AC Financing

AC Financing Options


If you want to replace your air conditioner, you don’t need to pay the full price upfront. Financing an AC is an affordable way to keep your home cool and comfortable without breaking the bank.

What is Air Conditioner Financing
Much like a mortgage, AC financing works by using a third-party lender. Instead of paying the full price of the equipment and installation, you spread out the cost over a number of months with affordable monthly payments.

HAMCO Heating & Cooling Ltd. is proud to work with SNAP Home Finance to offer homeowners an easy AC financing option:

  • Apply online and get a quick on-the-spot approval
  • No down payment required
  • Transparent and straightforward lending terms
  • Ability to pay off the loan early with no penalty
  • You could be eligible for 90-day payment deferral

If you’re interested in applying for AC Financing:

Once you’ve been pre-approved for AC financing, we can work with you to choose the best air conditioner for your home, needs and budget.

Virtual Air Conditioner Quotes
Did you know that we’re offering homeowners free, virtual HVAC estimates in order to get an air conditioner quote. Through video chat, we can provide an estimate on replacements and answer any of your questions about AC manufacturers or brands, efficiency ratings and promotions or rebates you could be eligible for.

Get started with a virtual estimate.

HAMCO Heating & Cooling Ltd. has been serving Hamilton, Burlington and Oakville for over 70 years. We’re fully committed to providing the best quality service for all our customers on every furnace service call and furnace installation.

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